1.
Introduction
The mortgage market is a competitive
one and there are some great deals to be had and some huge savings
to be made simply by shopping around and choosing the right deal.
However, for the uninitiated, there are also many pitfalls to look
out for and, with thousands of products, making the right choice can
be a nightmare.
The Moneynet Internet site is a service aimed at the consumer
that makes the mortgage finding process easier. Moneynet, launched
in 1997, was the first company to publish mortgage information in an
inter-active way and to make that information available to the
consumer - previously this type of information has been made
available to brokers and financial advisers only.
The aim of this guide is to assist with other areas of the decision
making process and I hope that you will be able to use this
publication together with the Internet site to source the best
product for your requirements and circumstances.
One important point to note is that Moneynet is an independent
company and we have no interest in promoting one product or lender
over another. We simply provide an information service which is
funded, primarily, by the sale of advertising space. Our web site
contains details of over 100 lenders products and covers well over
95% of the market.
Follow this guide through step by step and I hope that we can
unravel some of the mysteries of the mortgage market for you. I also
hope that this will lead to substantial savings for you over the
years.
Whilst every effort has been made to ensure that the facts
in this guide are correct, no liability is accepted for any errors
contained herein or for any loss resulting from actions taken as a
result of the book. The information published in this guide is not
intended as advice under the Financial Services and Markets Act and
where individual advice is required it should be sought from a
properly FSA authorised adviser. Links to such advisers are
available on the web site.
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