By Jakob Jelling
www.cashbazar.com

Wal Mart credit cards offer many great features at low interest rates.

If you're looking for a low interest credit card then you might want to look into getting a Wal Mart credit card. This credit card will let you save money on purchases at Wal-Mart and at other stores as well. These cards are financed by Discover, so you should be able to use the Wal Mart credit card at any store that will accept a Discover card. Of course, you will always be able to use the Wal-Mart card at any Wal-Mart store.

First of all, this card will get you as much as 1% of your cash back. While this is not a very large percentage, it will help to cushion the amount of money that you spend in interest fees - and if you use your credit card often, it will quickly add up to a considerable amount of money.

There are actually two different types of Wal Mart credit cards, however. If you want to use your credit card everywhere, then you should get the Wal Mart Discover card. However, if you're looking for a credit card just to use for your Wal-Mart purchases, then you should look at the regular non-Discover Wal Mart credit card. This card is only useful at Wal Mart, or if you shop on one of the online Wal-Mart shopping sites. Though it cannot be used anywhere except at Wal-Mart affiliated stores and websites ,this card gets all of the other benefits that you would expect from the Wal-Mart Discover card.

For instance, not only will you get money back for using your card. You can also use it for discounts at some Wal-Marts - including three cents off of every gallon of gas when you buy at a Wal-Mart gas station. When you consider the price of gas now, this is definitely worth your time.

Not only that, but these cards do not have an annual fee, and if your credit card is stolen, you will not be liable for any of the purchases made on the stolen card! Most credit cards will force you to pay the first $50-$100. Finally, you will even be given a choice as to what day of the month your billing due date will be - which means that you can make sure you have your paycheck before you need to pay your credit card bill.

About the author Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.